.calc-v2-dual-input-row{display:grid;grid-template-columns:1fr 1fr;gap:var(--dc-spacing-md, 1rem)}.calc-v2-dual-input-field{display:flex;flex-direction:column;gap:var(--dc-spacing-xs, .25rem)}.calc-v2-dual-label{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-xs, .75rem);font-weight:500;color:var(--dc-v2-text-secondary, #64748b)}@media(max-width:480px){.calc-v2-dual-input-row{grid-template-columns:1fr}}.calc-v2-input-row{display:grid;grid-template-columns:1fr 1fr;gap:var(--dc-spacing-md, 1rem)}@media(max-width:640px){.calc-v2-input-row{grid-template-columns:1fr}}.calc-v2-share-buttons{display:flex;gap:var(--dc-spacing-sm, .5rem);margin-top:var(--dc-spacing-lg, 1.5rem);padding-top:var(--dc-spacing-md, 1rem);border-top:1px solid var(--dc-v2-border-primary, #e2e8f0)}.calc-v2-btn-secondary{flex:1;display:flex;align-items:center;justify-content:center;gap:var(--dc-spacing-xs, .25rem);padding:var(--dc-spacing-sm, .5rem) var(--dc-spacing-md, 1rem);font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-sm, .875rem);font-weight:500;color:var(--dc-v2-text-secondary, #64748b);background:var(--dc-v2-bg-secondary, #f8fafc);border:1px solid var(--dc-v2-border-primary, #e2e8f0);border-radius:var(--dc-radius-md, 8px);cursor:pointer;transition:all var(--dc-duration-150, .15s) var(--dc-ease-out, ease-out)}.calc-v2-btn-secondary:hover{background:var(--dc-v2-bg-tertiary, #f1f5f9);color:var(--dc-v2-text-primary, #1e293b);border-color:var(--dc-v2-border-secondary, #cbd5e1)}.calc-v2-btn-secondary:focus{outline:2px solid var(--dc-copper-500, #b87333);outline-offset:2px}.calc-v2-btn-secondary svg{width:16px;height:16px;flex-shrink:0}[data-theme=dark] .calc-v2-share-buttons{border-top-color:var(--dc-slate-700, #334155)}[data-theme=dark] .calc-v2-btn-secondary{background:var(--dc-slate-800, #1e293b);border-color:var(--dc-slate-700, #334155);color:var(--dc-slate-400, #94a3b8)}[data-theme=dark] .calc-v2-btn-secondary:hover{background:var(--dc-slate-700, #334155);color:var(--dc-slate-200, #e2e8f0)}.calc-v2-principal-vs-interest{margin-top:var(--dc-spacing-lg, 1.5rem);padding-top:var(--dc-spacing-md, 1rem);border-top:1px solid var(--dc-v2-border-primary, #e2e8f0)}.comparison-bar{display:flex;height:2rem;border-radius:var(--dc-radius-md, 8px);overflow:hidden;margin-bottom:var(--dc-spacing-sm, .5rem);box-shadow:var(--dc-v2-shadow-sm, 0 1px 2px rgba(0,0,0,.05))}.bar-principal{background:linear-gradient(135deg,var(--dc-slate-600, #475569) 0%,var(--dc-slate-700, #334155) 100%);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:600;font-size:var(--dc-v2-body-sm, .875rem);transition:width .3s ease}.bar-interest{background:linear-gradient(135deg,var(--dc-copper-400, #d4956b) 0%,var(--dc-copper-500, #b87333) 100%);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:600;font-size:var(--dc-v2-body-sm, .875rem);transition:width .3s ease}.comparison-labels{display:flex;justify-content:space-between;font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-sm, .875rem);gap:var(--dc-spacing-md, 1rem)}.label-principal{color:var(--dc-slate-600, #475569)}.label-interest{color:var(--dc-copper-600, #a66628)}.label-principal strong,.label-interest strong{font-weight:600}[data-theme=dark] .label-principal{color:var(--dc-slate-400, #94a3b8)}[data-theme=dark] .label-interest{color:var(--dc-copper-400, #d4956b)}.calc-v2-pmi-section{max-width:var(--dc-v2-container-calculator, 1200px);margin:var(--dc-spacing-lg, 1.5rem) auto;padding:0 var(--dc-spacing-lg, 1.5rem)}.calc-v2-pmi-card{background:var(--dc-v2-bg-primary, #ffffff);border:1px solid var(--dc-v2-border-primary, #e2e8f0);border-radius:var(--dc-radius-xl, 16px);overflow:hidden}.pmi-summary-icon{display:inline-flex;align-items:center;justify-content:center;width:1.5rem;height:1.5rem;background:var(--dc-copper-500, #b87333);color:#fff;border-radius:50%;font-weight:700;font-size:.875rem;margin-right:var(--dc-spacing-sm, .5rem)}.pmi-summary-text{font-weight:500}.pmi-alert{padding:var(--dc-spacing-md, 1rem)}.pmi-alert-header{display:flex;align-items:center;gap:var(--dc-spacing-sm, .5rem);margin-bottom:var(--dc-spacing-md, 1rem)}.pmi-icon{display:inline-flex;align-items:center;justify-content:center;width:2rem;height:2rem;background:var(--dc-copper-500, #b87333);color:#fff;border-radius:50%;font-weight:700;font-size:1rem}.pmi-alert h3{font-family:var(--dc-v2-font-display, "Fraunces", serif);font-size:var(--dc-v2-body-lg, 1.125rem);font-weight:600;color:var(--dc-v2-text-primary, #1e293b);margin:0}.pmi-message{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-md, 1rem);color:var(--dc-v2-text-secondary, #64748b);line-height:1.6;margin:0 0 var(--dc-spacing-md, 1rem) 0}.pmi-breakdown{margin:var(--dc-spacing-lg, 1.5rem) 0}.pmi-stats-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--dc-spacing-md, 1rem);margin-bottom:var(--dc-spacing-md, 1rem)}@media(min-width:640px){.pmi-stats-grid{grid-template-columns:repeat(4,1fr)}}.pmi-stat{background:var(--dc-v2-bg-secondary, #f8fafc);border:1px solid var(--dc-v2-border-primary, #e2e8f0);border-radius:var(--dc-radius-md, 8px);padding:var(--dc-spacing-md, 1rem);text-align:center}.pmi-stat-label{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-xs, .75rem);font-weight:600;color:var(--dc-v2-text-tertiary, #94a3b8);text-transform:uppercase;letter-spacing:.05em;margin-bottom:var(--dc-spacing-xs, .25rem)}.pmi-stat-value{font-family:var(--dc-v2-font-display, "Fraunces", serif);font-size:var(--dc-v2-body-lg, 1.125rem);font-weight:600;color:var(--dc-copper-600, #a66628)}.pmi-helper-text{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-sm, .875rem);color:var(--dc-v2-text-secondary, #64748b);font-style:italic;margin:0;text-align:center}.pmi-what-if{background:linear-gradient(135deg,#b873331a,#b873330d);border:1px solid var(--dc-copper-300, #d4a574);border-radius:var(--dc-radius-md, 8px);padding:var(--dc-spacing-md, 1rem);margin:var(--dc-spacing-md, 1rem) 0;display:flex;align-items:flex-start;gap:var(--dc-spacing-sm, .5rem)}.pmi-what-if-icon{font-size:1.25rem;line-height:1;flex-shrink:0;color:var(--dc-copper-500, #b87333)}.pmi-what-if p{margin:0;font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-md, 1rem);color:var(--dc-v2-text-primary, #1e293b);font-weight:500;line-height:1.5}[data-theme=dark] .pmi-stat{background:var(--dc-slate-800, #1e293b);border-color:var(--dc-slate-700, #334155)}[data-theme=dark] .pmi-stat-value{color:var(--dc-copper-400, #d4956b)}[data-theme=dark] .pmi-what-if{background:linear-gradient(135deg,#d4956b26,#d4956b0d);border-color:#d4956b4d}.calc-v2-insights-section{max-width:var(--dc-v2-container-calculator, 1200px);margin:var(--dc-spacing-lg, 1.5rem) auto;padding:0 var(--dc-spacing-lg, 1.5rem)}.calc-v2-insights-card{background:linear-gradient(135deg,#b8733314,#b8733308);border:1px solid var(--dc-copper-200, rgba(184, 115, 51, .2));border-left:4px solid var(--dc-copper-500, #b87333);border-radius:var(--dc-radius-xl, 16px);padding:var(--dc-spacing-lg, 1.5rem)}.insights-grid{display:grid;grid-template-columns:1fr;gap:var(--dc-spacing-md, 1rem)}@media(min-width:768px){.insights-grid{grid-template-columns:repeat(2,1fr)}}.insight-card{background:var(--dc-v2-bg-primary, #ffffff);border:1px solid var(--dc-copper-200, rgba(184, 115, 51, .2));border-radius:var(--dc-radius-lg, 12px);padding:var(--dc-spacing-md, 1rem);display:flex;gap:var(--dc-spacing-md, 1rem);align-items:flex-start}.insight-icon{font-size:1.5rem;line-height:1;flex-shrink:0}.insight-content{flex:1}.insight-title{font-family:var(--dc-v2-font-display, "Fraunces", serif);font-size:var(--dc-v2-body-md, 1rem);font-weight:600;color:var(--dc-v2-text-primary, #1e293b);margin-bottom:var(--dc-spacing-xs, .25rem)}.insight-text{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-sm, .875rem);color:var(--dc-v2-text-secondary, #64748b);line-height:1.5}[data-theme=dark] .calc-v2-insights-card{background:linear-gradient(135deg,#d4956b1a,#d4956b08);border-color:#d4956b40}[data-theme=dark] .insight-card{background:var(--dc-slate-800, #1e293b);border-color:#d4956b33}.calc-v2-chart-section{max-width:var(--dc-v2-container-calculator, 1200px);margin:var(--dc-spacing-lg, 1.5rem) auto;padding:0 var(--dc-spacing-lg, 1.5rem)}.calc-v2-chart-section .calc-v2-chart-container{background:var(--dc-v2-bg-primary, #ffffff);border:1px solid var(--dc-v2-border-primary, #e2e8f0);border-radius:var(--dc-radius-xl, 16px);padding:var(--dc-spacing-lg, 1.5rem)}.calc-v2-total-cost-section{max-width:var(--dc-v2-container-calculator, 1200px);margin:var(--dc-spacing-lg, 1.5rem) auto;padding:var(--dc-spacing-lg, 1.5rem);background:var(--dc-v2-bg-primary, #ffffff);border:1px solid var(--dc-v2-border-primary, #e2e8f0);border-radius:var(--dc-radius-xl, 16px);margin-left:auto;margin-right:auto}@media(max-width:1232px){.calc-v2-total-cost-section{margin-left:var(--dc-spacing-lg, 1.5rem);margin-right:var(--dc-spacing-lg, 1.5rem)}}.total-cost-header{margin-bottom:var(--dc-spacing-lg, 1.5rem)}.total-cost-subtitle{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-md, 1rem);color:var(--dc-v2-text-secondary, #64748b);margin:0;line-height:1.6}.total-cost-bar{display:flex;height:80px;border-radius:var(--dc-radius-lg, 12px);overflow:hidden;box-shadow:var(--dc-v2-shadow-sm, 0 1px 2px rgba(0,0,0,.05));margin-bottom:var(--dc-spacing-lg, 1.5rem)}.cost-segment{display:flex;align-items:center;justify-content:center;transition:width .6s ease;position:relative;min-width:0}.cost-segment .segment-label{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-sm, .875rem);font-weight:700;color:#fff;text-shadow:0 1px 2px rgba(0,0,0,.3);padding:0 var(--dc-spacing-sm, .5rem);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.cost-principal{background:linear-gradient(135deg,var(--dc-slate-600, #475569) 0%,var(--dc-slate-700, #334155) 100%)}.cost-interest{background:linear-gradient(135deg,var(--dc-copper-400, #d4956b) 0%,var(--dc-copper-500, #b87333) 100%)}.cost-pmi{background:linear-gradient(135deg,#f59e0b,#d97706)}.cost-other{background:linear-gradient(135deg,var(--dc-slate-400, #94a3b8) 0%,var(--dc-slate-500, #64748b) 100%)}.cost-legend{display:flex;flex-wrap:wrap;gap:var(--dc-spacing-lg, 1.5rem);margin-bottom:var(--dc-spacing-lg, 1.5rem);justify-content:center}.legend-item{display:flex;align-items:center;gap:var(--dc-spacing-sm, .5rem)}.legend-color{width:16px;height:16px;border-radius:4px;flex-shrink:0}.legend-principal{background:linear-gradient(135deg,var(--dc-slate-600, #475569) 0%,var(--dc-slate-700, #334155) 100%)}.legend-interest{background:linear-gradient(135deg,var(--dc-copper-400, #d4956b) 0%,var(--dc-copper-500, #b87333) 100%)}.legend-pmi{background:linear-gradient(135deg,#f59e0b,#d97706)}.legend-other{background:linear-gradient(135deg,var(--dc-slate-400, #94a3b8) 0%,var(--dc-slate-500, #64748b) 100%)}.legend-text{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-sm, .875rem);font-weight:600;color:var(--dc-v2-text-primary, #1e293b)}.total-cost-insight{background:linear-gradient(135deg,#b8733314,#b8733308);border:1px solid var(--dc-copper-200, rgba(184, 115, 51, .2));border-radius:var(--dc-radius-md, 8px);padding:var(--dc-spacing-md, 1rem);margin:0;font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-md, 1rem);color:var(--dc-v2-text-primary, #1e293b);font-weight:500;line-height:1.5;text-align:center}@media(max-width:640px){.total-cost-bar{height:60px}.cost-segment .segment-label{font-size:.75rem}.cost-legend{gap:var(--dc-spacing-md, 1rem)}}[data-theme=dark] .calc-v2-total-cost-section{background:var(--dc-slate-800, #1e293b);border-color:var(--dc-slate-700, #334155)}[data-theme=dark] .legend-text{color:var(--dc-slate-200, #e2e8f0)}[data-theme=dark] .total-cost-insight{background:linear-gradient(135deg,#d4956b1a,#d4956b08);border-color:#d4956b40}.calc-v2-amortization-section{max-width:var(--dc-v2-container-calculator, 1200px);margin:var(--dc-spacing-lg, 1.5rem) auto;padding:0 var(--dc-spacing-lg, 1.5rem)}.calc-v2-amortization-section>.calc-v2-faq-item{background:var(--dc-v2-bg-primary, #ffffff);border:1px solid var(--dc-v2-border-primary, #e2e8f0);border-radius:var(--dc-radius-xl, 16px);overflow:hidden}[data-theme=dark] .calc-v2-amortization-section>.calc-v2-faq-item{background:var(--dc-slate-800, #1e293b);border-color:var(--dc-slate-700, #334155)}.loan-negative{color:var(--dc-copper-600, #a66628)}[data-theme=dark] .loan-negative{color:var(--dc-copper-400, #d4956b)}.calc-v2-empty-state{text-align:center;padding:var(--dc-spacing-xl, 2rem);max-width:400px;margin:0 auto}.calc-v2-empty-state-icon{width:80px;height:80px;margin:0 auto var(--dc-spacing-md, 1rem);color:var(--dc-slate-400, #94a3b8)}.calc-v2-empty-state-icon svg{width:100%;height:100%}.calc-v2-empty-state p{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-md, 1rem);color:var(--dc-v2-text-secondary, #64748b);line-height:1.6;margin:0}#results:not([hidden]) .calc-v2-empty-state{display:none}[data-theme=dark] .calc-v2-empty-state-icon{color:var(--dc-slate-500, #64748b)}[data-theme=dark] .calc-v2-empty-state p{color:var(--dc-slate-400, #94a3b8)}@media(max-width:768px){.pmi-stat-value{font-size:var(--dc-v2-body-md, 1rem)}.insight-icon{font-size:1.25rem}}.calc-v2-chart-section[hidden],.calc-v2-pmi-section[hidden],.calc-v2-insights-section[hidden],.calc-v2-total-cost-section[hidden],.calc-v2-amortization-section[hidden]{display:none}.calc-v2-sources{margin-top:var(--dc-spacing-xl, 2rem);padding:var(--dc-spacing-lg, 1.5rem);background:var(--dc-v2-bg-secondary, #f8fafc);border-radius:var(--dc-radius-lg, 12px)}.calc-v2-sources-title{font-family:var(--dc-v2-font-display, "Fraunces", serif);font-size:var(--dc-v2-body-md, 1rem);font-weight:600;color:var(--dc-v2-text-primary, #1e293b);margin:0 0 var(--dc-spacing-md, 1rem) 0}.calc-v2-sources-list{list-style:none;padding:0;margin:0}.calc-v2-sources-list li{font-family:var(--dc-v2-font-body, "Instrument Sans", sans-serif);font-size:var(--dc-v2-body-sm, .875rem);color:var(--dc-v2-text-secondary, #64748b);line-height:1.6;padding:var(--dc-spacing-sm, .5rem) 0;border-bottom:1px solid var(--dc-v2-border-primary, #e2e8f0)}.calc-v2-sources-list li:last-child{border-bottom:none}.calc-v2-sources-list a{color:var(--dc-copper-600, #a66628);text-decoration:none;font-weight:500}.calc-v2-sources-list a:hover{text-decoration:underline}[data-theme=dark] .calc-v2-sources{background:var(--dc-slate-800, #1e293b)}[data-theme=dark] .calc-v2-sources-list li{border-bottom-color:var(--dc-slate-700, #334155)}[data-theme=dark] .calc-v2-sources-list a{color:var(--dc-copper-400, #d4956b)}