IRA Calculator Widget

IRA Calculator

Current IRA Balance ($) Enter a valid amount

Annual Contribution ($) Enter a valid amount

2026 IRS Limit: $7,500/year (or $8,600 if age 50+)

Expected Return (%) Enter 0-30%

Years Until Retirement Enter 1-50 years

Current Age (optional) Enter a valid age

Current Tax Rate (%) Enter 0-50%

Retirement Tax Rate (%) Enter 0-50%

Your expected tax rate during retirement withdrawals. Defaults to 17% — adjust based on your expected retirement income.

Enable catch-up contributions (age 50+)

Adds $1,100/year to your contribution limit ($8,600 total for 2026)

Projected IRA Value

$0

Total Contributions $0

Investment Growth $0

Current Balance $0

New Contributions $0

Roth vs Traditional (After-Tax Value)

Roth IRA

$0

Tax-free withdrawals

Traditional IRA

$0

Taxed at withdrawal

Enter your tax rate to see the comparison