Financial Guides & Resources
In-depth guides to help you make smarter financial decisions. From buying your first home to planning for retirement.
Featured Guides
How Much House Can I Afford?
Learn how to calculate your home buying budget based on income, debts, and down payment. Includes the 28/36 rule and affordability factors.
Mortgage Calculator Read Guide Retirement401(k) by Age: How Much Should You Have Saved?
Benchmark your retirement savings by age with expert guidelines and catch-up strategies for every stage of your career.
401(k) Calculator Read Guide RetirementWhen to Claim Social Security: A Complete Guide
Optimize your Social Security claiming strategy. Learn about full retirement age, early vs. delayed benefits, and spousal considerations.
Social Security Calculator Read Guide DebtStudent Loan Forgiveness Programs Guide
Complete guide to PSLF, income-driven repayment forgiveness, and other student loan discharge programs available today.
Student Loan Calculator Read Guide AutoCar Trade-In Value Guide
Maximize your trade-in value with negotiation tips, timing strategies, and understanding how dealers calculate your car's worth.
Auto Loan Calculator Read Guide WealthNet Worth by Age: Are You On Track?
Compare your net worth to age-based benchmarks and learn strategies to build wealth at every life stage.
Net Worth Calculator Read GuideBrowse by Topic
Home Buying
Guides to help you navigate the home buying process, from affordability to mortgages.
1 guide available View AllRetirement Planning
Plan for a secure retirement with guides on 401(k) savings, Social Security, and more.
2 guides available View AllDebt Management
Strategies for paying off debt faster and understanding forgiveness programs.
1 guide available View AllAuto Financing
Make smart decisions when buying or financing a vehicle.
1 guide available View AllWealth Building
Build long-term wealth through smart saving and investing strategies.
1 guide available View AllIncome & Taxes
Understand your paycheck, taxes, and how to keep more of what you earn.
Coming soon View AllFrequently Asked Questions
What is the difference between guides and calculators?
Calculators are interactive tools that compute specific financial numbers (like monthly payments or retirement savings). Guides are in-depth articles that explain concepts, strategies, and best practices to help you understand the context behind those numbers. Together, they help you both understand and act on your financial decisions.
Are these financial guides free?
Yes, all guides on Digital Calculator are completely free with no registration required. Our guides are written to help you make informed financial decisions without any paywalls or subscriptions.
How often are the guides updated?
Our guides are reviewed and updated regularly to reflect current tax laws, interest rates, and financial best practices. Each guide shows its last updated date so you know the information is current.