Acceptance of Terms
By accessing and using DigitalCalculator.info ("the site"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this site.
DigitalCalculator.info is owned and operated by Markco Labs LLC ("we," "us," or "our").
Informational Use Only
DigitalCalculator.info provides free online calculators for informational and educational purposes only. The calculators are designed to help users estimate financial outcomes based on user-provided inputs.
Calculator Accuracy Disclaimer
All calculator outputs are estimates based on the information you provide and the assumptions built into each tool. Results may not reflect actual outcomes due to:
- Changes in interest rates, fees, or terms
- Rounding or calculation methodology
- Market conditions or economic factors
- Individual circumstances not accounted for in the calculator
We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of any calculator results.
No Financial, Legal, or Professional Advice
The information and tools provided on this site are not intended to constitute financial, legal, tax, or professional advice. Calculator results should not be used as the sole basis for making financial decisions.
You should consult with qualified professionals—such as financial advisors, accountants, or attorneys—before making any financial, investment, or legal decisions based on information from this site.
Tax Calculator Terms & IRS Circular 230 Disclosure
IRS Circular 230 Notice: To ensure compliance with requirements imposed by the IRS under Circular 230, we inform you that any U.S. federal tax information provided by the calculators on this site (including the Paycheck Calculator, Capital Gains Calculator, HSA Calculator, and any other tax-related tools) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any tax-related matter.
Tax calculators on this site are subject to the following additional terms:
- Federal tax estimates are based on publicly available IRS tax tables and publications (e.g., Publication 15-T for withholding). Tax laws change annually, and these calculators may not reflect the most recent changes.
- State and local tax estimates are simplified approximations and may not account for your jurisdiction's specific rules, credits, deductions, exemptions, or filing requirements.
- No tax filing use: Calculator results are estimates only and must not be used for tax filing, tax compliance, or any official tax purposes.
- No government affiliation: This site is not affiliated with, endorsed by, or connected to the Internal Revenue Service (IRS), the Social Security Administration (SSA), or any federal, state, or local government agency.
- Professional advice required: You must consult a qualified tax professional, CPA, or enrolled agent for tax advice specific to your situation before making any tax-related decisions.
By using any tax calculator on this site, you acknowledge and agree to these additional terms.
Calculator Disclaimer
The calculators on this site are designed to be informational and educational tools only, and when used alone, do not constitute investment, financial, tax, or legal advice. We strongly recommend seeking the advice of a qualified professional before making any financial decisions.
The results presented by these calculators are hypothetical and may not reflect actual outcomes. Calculations are based on assumptions that may not match your individual circumstances.
We are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these calculators.
Limitation of Liability
To the fullest extent permitted by law, DigitalCalculator.info and its operators shall not be liable for any damages, losses, or expenses arising from:
- Use or inability to use the site or calculators
- Reliance on calculator outputs or site content
- Errors, inaccuracies, or omissions in calculator results
- Financial decisions made based on information from this site
- Interruptions, downtime, or technical issues
Use of this site is entirely at your own risk.
User Responsibility
You are solely responsible for:
- Verifying the accuracy of your inputs
- Understanding the assumptions and limitations of each calculator
- Independently confirming any calculator results
- Seeking professional advice when making financial decisions
- Complying with all applicable laws when using this site
Intellectual Property
All content on this site, including text, graphics, logos, calculator designs, and code, is the property of DigitalCalculator.info or its content providers and is protected by copyright and other intellectual property laws.
You may use the calculators for personal, non-commercial purposes. You may not copy, reproduce, distribute, or create derivative works from site content without express written permission.
Third-Party Links
This site may contain links to third-party websites for informational purposes. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Visiting third-party sites is at your own risk.
Analytics and Cookies
With your consent, this site uses Google Analytics 4 (GA4) to collect anonymous usage data to help us improve our calculators. When you visit our site, you will be presented with a cookie consent banner that allows you to:
- Accept analytics cookies
- Reject analytics cookies
- Manage your preferences at any time
Your calculator inputs and financial data are never transmitted to analytics services. Only page-level data (pages visited, time on site) is collected when you consent. For more details, see our Privacy Policy.
Advertising
This site may display advertisements from third-party advertising networks. We are not responsible for the content of advertisements or the practices of advertisers. Interaction with advertisements is at your own discretion and risk.
Modifications to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. The "Last Updated" date at the top of this page indicates when these terms were last revised.
Your continued use of the site after changes are posted constitutes your acceptance of the updated terms.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions.
Dispute Resolution
Any disputes arising from use of this site shall be resolved through good faith negotiation. If negotiation fails, disputes shall be submitted to binding arbitration in Erie, Pennsylvania in accordance with the rules of the American Arbitration Association.
Contact Us
If you have questions about these Terms of Use, please contact us:
Markco Labs LLC
Email: admin@markcolabs.com